Tips to Turn Buying a Home into a Reality

Homeownership seems more out of reach than ever for many Americans, especially for those who have been waiting for real estate prices to drop. But there are still multiple ways to buy a home right now, or to position yourself for a future purchase. Build up your down payment. The higher real estate prices climb, the…

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Tips to Be Money Smart with Your Vehicle

The average new car payment surged to $725 per month at the beginning of 2023, compared to an average of $650 per month throughout all of 2022, according to Experian’s State of the Automotive Finance Market Report for Quarter 2 of 2023.   While some of this spike is due to the increasing costs of…

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Tips to Protect Yourself From Tax Scams

Too many people downplay the threat of identity theft because it hasn’t been witnessed or experienced firsthand. This false sense of security can leave you exposed, especially during tax season. Here are some tips to keep your identity safe from scammers: 1. Be naturally suspicious. Understand that there are people out there trying to get…

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Give your Credit Score a Boost

Your credit score is one of the most important aspects of your financial health. It is used by potential lenders, landlords and even employers to analyze your financial situation in one way or another. Here are some tips that might help you improve your score: Review your credit report and, if necessary, fix errors. You…

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Simple Ways to Establish Good Credit

Simple Ways to Establish Good Credit

A good credit history is nearly indispensable. Without it, you’ll have trouble buying a car, renting an apartment, and perhaps even getting a job, since some employers order job applicants’ credit reports. Here are ways to establish a good record. * Start by ordering free credit reports from the three major credit bureaus. What’s the…

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